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Wednesday, 28 October 2026Shopping advice with a point of view
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Finance & Insurance · Guide

How to Budget for a Family Sports Holiday Abroad

Work out what to buy before a family trip abroad, from sports kit and travel games for children to foreign currency. Compare ways to keep preparation costs manageable, including optional health checks before an active holiday.

How to Budget for a Family Sports Holiday Abroad
Photo: Gustavo Fring (https://www.pexels.com/@gustavo-fring)

The essentials at a glance

Before you start
  1. List essentials first and separate them from optional extras.

  2. Compare currency, insurance and kit options before you buy.

  3. Keep a contingency margin and review the budget two weeks before departure.

  4. Check medical and activity cover carefully before committing.

The editors’ choice

Where we would start comparing

A store whose range fits the situation – picked for each need.

Our favouriteTravel money card or foreign currency
travelex.co.uktravelex.co.uk is useful for ordering foreign currency and comparing exchange and transfer costs before you leave.
The alternativeCompact travel games
hamleys.comhamleys.com offers a broad selection of games and toys, so you can find compact options to keep children occupied on journeys.
Also worth a lookSports trainers and training kit
prodirectsport.comprodirectsport.com sells trainers, running shoes and sportswear, which helps you replace worn kit before the trip rather than buying in resort.

We may earn a commission when you buy through links on this page, at no extra cost to you. How we make money

The situation

Planning a family sports holiday abroad without overspending

A sports holiday abroad can be a rewarding trip for the whole family, but the costs often arrive before you leave. Kit, travel money, insurance and entertainment for journeys add up quickly, and many families only notice once the bookings are made. Starting early gives you time to spread the spending and avoid last-minute purchases at higher prices.

The first step is to list what each person actually needs. Think about the sports you will do, the weather at your destination and how long you will be travelling. Separate the essentials, such as suitable footwear and insurance, from nice-to-haves. This simple list shows where a modest budget can go furthest and where it is worth paying a little more for quality.

What matters

How to choose what to buy and where to save

Start with criteria rather than shopping. Check whether existing kit still fits and works well, and whether children have outgrown their trainers or waterproofs. For each item, ask whether it will be used on the holiday and whether it can be used again at home. Items with several uses, such as a versatile pair of trainers, usually offer better value than single-purpose extras bought for one trip.

There are trade-offs to weigh. Buying kit in advance lets you compare prices and sizes calmly, but it can mean carrying more luggage or buying something you later find unsuitable. Currency is a similar choice: ordering a small amount early reduces stress, while waiting for a better rate may save money but risks paying more at the airport. Insurance should be compared on what it covers for sporting activities, not only on the headline price.

Write the budget before the shopping list, and let the total decide what you buy rather than the other way round.

From the editors

Common mistakes include buying too much at once, overlooking the cost of cover for active sports and assuming a card will work everywhere without checking fees. Families also tend to forget small costs such as transfers, meals on journeys and activity bookings. Keep a simple spreadsheet with a contingency margin, and review it two weeks before departure so you can adjust before the money is committed.

The shortlist

What your family really needs

For each item we name a store where you can start comparing.

  1. Sports trainers and training kit

    Replace worn trainers and check that your sportswear suits the activities you have planned. Buying before you travel avoids paying resort prices for basic kit.

    Search termsrunning shoes · trainers · sportswear · sports kit

    Our recommendationprodirectsport.comSports kit basics
  2. Travel money card or foreign currency

    Compare how much local currency you need for transport, food and incidentals before buying. Order in advance so you are not relying on airport rates.

    Search termsforeign currency · travel money · currency exchange

    Our recommendationtravelex.co.ukBest for currency
  3. Compact travel games

    Choose small games and puzzles that do not need a table or many loose pieces. They keep children settled during long transfers and rainy afternoons.

    Search termstravel games · board games · puzzles for children

    Our recommendationhamleys.comWidest range
  4. At-home health test kit

    A simple at-home test can be a low-cost starting point if your GP suggests checks before an active break. Discuss any result with a healthcare professional.

    Search termshealth test · at-home testing kit · health checks

    Our recommendationforthwithlife.co.ukOptional health checks
  5. Travel insurance with medical cover

    Compare what medical cover, emergency assistance and sports activity cover each policy includes. Read the exclusions carefully before you pay.

    Search termstravel insurance · medical cover · emergency assistance

    Our recommendationstaysure.co.ukCover for activities
First steps

Where to start shopping

Begin with a written list of sports kit, travel items, currency and insurance, then set a total budget for each category. Check what you already own before buying anything new. For footwear and sportswear, prodirectsport.com is a sensible place to compare basic trainers and training kit once you know the sizes you need. Keep purchases for each person together so nothing is forgotten.

Next, look at money. travelex.co.uk can help you compare currency options and decide how much to order before you travel. For children's entertainment, hamleys.com offers a wide selection of games, so choose compact ones that suit long journeys. If anyone has health concerns, speak to a GP first; forthwithlife.co.uk offers at-home testing kits if a check is recommended. Finish by reviewing your total against the budget.

To tick off

Before you order

  • Measure children's feet and check trainers still fit
  • Confirm which sports you plan to do and the kit each needs
  • Compare insurance policies for medical and activity cover
  • Decide how much foreign currency you need for transport and food
  • Pack compact games for journeys
  • Ask a GP whether any health checks are advisable before an active break
  • Set a total budget with a contingency margin
  • Review the spending plan two weeks before departure
The stores

The stores at a glance

travelex.co.uk

Best for currency

travelex.co.uk is useful for ordering foreign currency and comparing exchange and transfer costs before you leave.

Recommended for Travel money card or foreign currency

hamleys.com

Widest range

hamleys.com offers a broad selection of games and toys, so you can find compact options to keep children occupied on journeys.

Recommended for Compact travel games

prodirectsport.com

Sports kit basics

prodirectsport.com sells trainers, running shoes and sportswear, which helps you replace worn kit before the trip rather than buying in resort.

Recommended for Sports trainers and training kit

forthwithlife.co.uk

Optional health checks

forthwithlife.co.uk provides at-home testing kits, which can be a lower-cost way to check fitness-related health before an active holiday if your GP agrees it is sensible.

Recommended for At-home health test kit

staysure.co.uk

Cover for activities

staysure.co.uk offers travel insurance with medical cover, which is worth comparing with your existing policy if you plan active sports abroad.

Recommended for Travel insurance with medical cover

happypuzzle.co.uk

Travel-friendly games

happypuzzle.co.uk sells compact board games and puzzles that suit car, train and plane journeys without adding much to the luggage weight.

We may earn a commission when you buy through links on this page, at no extra cost to you. How we make money

Your questions

Frequently asked questions

How much should I set aside for a family sports holiday?

There is no fixed figure, as costs depend on your destination, activities and length of stay. Build a list of each expense, add a contingency margin and review it regularly.

Is it worth buying sports kit before going abroad?

Often yes, especially for footwear and items you need from the first day. Buying before you leave lets you check fit and compare options without resort pricing.

When should I order foreign currency?

Ordering a modest amount a few weeks before departure reduces last-minute pressure. Compare exchange rates and fees before committing, and keep some cash for emergencies.

Do I need health checks before an active holiday?

Only if a GP or healthcare professional recommends them. At-home test kits can be an option, but any result should be discussed with a qualified professional.

TransparencySome links to stores may be partner links. If you buy through them, we may earn a commission – the price stays the same for you. We choose the stores independently. How we make money